El Departamento de Economía de la Facultad de Ciencias Económicas, invita a toda la comunidad universitaria y al público en general, a participar durante el segundo semestre del 2018 en este seminario, un espacio que se ha convertido en un espacio académico para proyectar la investigación a través de la participación de invitados especiales que se destacan en el sector.

Geography, bank business strategies and eficiency

Abstract 

The hallmark theoretical model of banking depicts banks as homogeneous deposit-taking and loan-originating financial intermediaries. In practice, banks differentiate from each other by pursuing different business strategies that they adjust over time to new economic conditions, rules and regulations, and banks’ relative performance. We investigate the relation between commercial banks’ business strategies and efficiency across four dimensions: geography, business model, governance, and competition. Overall, our empirical results highlight the importance of accounting for the multidimensional nature of banks’ business strategies in efficiency analyses and give important insights regarding how the probability of being fully efficient, the level of efficiency, and the variability of banks’ efficiency levels depend on banks’ business strategies.

Organiza

Departamento de Economía de la Facultad de Ciencias Económicas

Fecha

Miércoles, 12 de septiembre de 2018

Lugar

Bloque 13 - Aula 326, 10:00 a.m.

Expositor

Diego Restrepo Tobón

PhD Escuela de Economía y Finanzas - EAFIT